| Demographic variable . | Subcategory . | n . |
|---|---|---|
| Gender | Female | 13 |
| Male | 15 | |
| Transgender | 1 | |
| Age (years) | 18–20 | 4 |
| 21–30 | 8 | |
| 31–40 | 7 | |
| 41–50 | 5 | |
| 51–60 | 4 | |
| 61–70 | 1 | |
| Country/region of birth | Australia | 12 |
| Asia | 7 | |
| USA | 1 | |
| Europe | 4 | |
| Middle East | 5 | |
| Residency status | Australian citizen | 24 |
| Visa supported resident | 5 | |
| Area of residence as indicated by Index of Relative Socio-economic Advantage and Disadvantage (IRSAD)a decile rank within Australia | IRSAD = 1 (most disadvantaged) | 12 |
| IRSAD = 3 | 10 | |
| IRSAD = 7 | 2 | |
| IRSAD = 9 | 3 | |
| IRSAD = 10 (least disadvantaged) | 2 | |
| Aboriginal or Torres Strait Islander | Yes | 1 |
| No | 28 | |
| Caring for a friend/family member | Yes | 7 |
| No | 22 | |
| Highest educational qualification | Left school at 15 years or less | 2 |
| Left school after 15 years | 4 | |
| Left school after 15 years but still studying | 3 | |
| Certificate/Diploma | 8 | |
| Bachelor’s degree or higher | 12 | |
| Personal annual income | Up to $12 000 | 9 |
| $12 001–$20 000 | 11 | |
| $20 001–$40 000 | 8 | |
| Don’t know | 1 | |
| Personal sources of income | Informal employment only | 4 |
| Informal employment and welfare support | 16 | |
| Informal and formal employment | 3 | |
| Informal and formal employment and welfare support | 4 | |
| Informal employment and study scholarship | 2 | |
| Type of welfare support payments | Disability Support Pension | 5 |
| Unemployment (Newstart) | 9 | |
| Parenting payment | 1 | |
| Youth allowance | 1 | |
| Study payment | 1 | |
| Carer payment | 3 | |
| None | 9 | |
| Persons in household (18 years and older) | 1 | 6 |
| 2 | 14 | |
| 3 | 4 | |
| 4 | 3 | |
| 5 | 1 | |
| 6 | 1 | |
| Household annual income | Up to $12 000 | 3 |
| $12 001–$20 000 | 5 | |
| $20 001–$40 000 | 6 | |
| $40 001–$60 000 | 4 | |
| $60 001–$80 000 | 3 | |
| More than $80 000 | 2 | |
| Don’t know | 6 | |
| Perception about ability to manage financially | Living very comfortably | 0 |
| Living quite comfortably | 7 | |
| Getting by | 9 | |
| Finding it quite difficult | 11 | |
| Finding it very difficult | 2 |
| Demographic variable . | Subcategory . | n . |
|---|---|---|
| Gender | Female | 13 |
| Male | 15 | |
| Transgender | 1 | |
| Age (years) | 18–20 | 4 |
| 21–30 | 8 | |
| 31–40 | 7 | |
| 41–50 | 5 | |
| 51–60 | 4 | |
| 61–70 | 1 | |
| Country/region of birth | Australia | 12 |
| Asia | 7 | |
| USA | 1 | |
| Europe | 4 | |
| Middle East | 5 | |
| Residency status | Australian citizen | 24 |
| Visa supported resident | 5 | |
| Area of residence as indicated by Index of Relative Socio-economic Advantage and Disadvantage (IRSAD)a decile rank within Australia | IRSAD = 1 (most disadvantaged) | 12 |
| IRSAD = 3 | 10 | |
| IRSAD = 7 | 2 | |
| IRSAD = 9 | 3 | |
| IRSAD = 10 (least disadvantaged) | 2 | |
| Aboriginal or Torres Strait Islander | Yes | 1 |
| No | 28 | |
| Caring for a friend/family member | Yes | 7 |
| No | 22 | |
| Highest educational qualification | Left school at 15 years or less | 2 |
| Left school after 15 years | 4 | |
| Left school after 15 years but still studying | 3 | |
| Certificate/Diploma | 8 | |
| Bachelor’s degree or higher | 12 | |
| Personal annual income | Up to $12 000 | 9 |
| $12 001–$20 000 | 11 | |
| $20 001–$40 000 | 8 | |
| Don’t know | 1 | |
| Personal sources of income | Informal employment only | 4 |
| Informal employment and welfare support | 16 | |
| Informal and formal employment | 3 | |
| Informal and formal employment and welfare support | 4 | |
| Informal employment and study scholarship | 2 | |
| Type of welfare support payments | Disability Support Pension | 5 |
| Unemployment (Newstart) | 9 | |
| Parenting payment | 1 | |
| Youth allowance | 1 | |
| Study payment | 1 | |
| Carer payment | 3 | |
| None | 9 | |
| Persons in household (18 years and older) | 1 | 6 |
| 2 | 14 | |
| 3 | 4 | |
| 4 | 3 | |
| 5 | 1 | |
| 6 | 1 | |
| Household annual income | Up to $12 000 | 3 |
| $12 001–$20 000 | 5 | |
| $20 001–$40 000 | 6 | |
| $40 001–$60 000 | 4 | |
| $60 001–$80 000 | 3 | |
| More than $80 000 | 2 | |
| Don’t know | 6 | |
| Perception about ability to manage financially | Living very comfortably | 0 |
| Living quite comfortably | 7 | |
| Getting by | 9 | |
| Finding it quite difficult | 11 | |
| Finding it very difficult | 2 |
aThe IRSAD is a component of the Socio-Economic Indexes for Areas (SEIFA), which is the Australian Bureau of Statistics (ABS) ranking system for relative socio-economic advantage and disadvantage.
| Demographic variable . | Subcategory . | n . |
|---|---|---|
| Gender | Female | 13 |
| Male | 15 | |
| Transgender | 1 | |
| Age (years) | 18–20 | 4 |
| 21–30 | 8 | |
| 31–40 | 7 | |
| 41–50 | 5 | |
| 51–60 | 4 | |
| 61–70 | 1 | |
| Country/region of birth | Australia | 12 |
| Asia | 7 | |
| USA | 1 | |
| Europe | 4 | |
| Middle East | 5 | |
| Residency status | Australian citizen | 24 |
| Visa supported resident | 5 | |
| Area of residence as indicated by Index of Relative Socio-economic Advantage and Disadvantage (IRSAD)a decile rank within Australia | IRSAD = 1 (most disadvantaged) | 12 |
| IRSAD = 3 | 10 | |
| IRSAD = 7 | 2 | |
| IRSAD = 9 | 3 | |
| IRSAD = 10 (least disadvantaged) | 2 | |
| Aboriginal or Torres Strait Islander | Yes | 1 |
| No | 28 | |
| Caring for a friend/family member | Yes | 7 |
| No | 22 | |
| Highest educational qualification | Left school at 15 years or less | 2 |
| Left school after 15 years | 4 | |
| Left school after 15 years but still studying | 3 | |
| Certificate/Diploma | 8 | |
| Bachelor’s degree or higher | 12 | |
| Personal annual income | Up to $12 000 | 9 |
| $12 001–$20 000 | 11 | |
| $20 001–$40 000 | 8 | |
| Don’t know | 1 | |
| Personal sources of income | Informal employment only | 4 |
| Informal employment and welfare support | 16 | |
| Informal and formal employment | 3 | |
| Informal and formal employment and welfare support | 4 | |
| Informal employment and study scholarship | 2 | |
| Type of welfare support payments | Disability Support Pension | 5 |
| Unemployment (Newstart) | 9 | |
| Parenting payment | 1 | |
| Youth allowance | 1 | |
| Study payment | 1 | |
| Carer payment | 3 | |
| None | 9 | |
| Persons in household (18 years and older) | 1 | 6 |
| 2 | 14 | |
| 3 | 4 | |
| 4 | 3 | |
| 5 | 1 | |
| 6 | 1 | |
| Household annual income | Up to $12 000 | 3 |
| $12 001–$20 000 | 5 | |
| $20 001–$40 000 | 6 | |
| $40 001–$60 000 | 4 | |
| $60 001–$80 000 | 3 | |
| More than $80 000 | 2 | |
| Don’t know | 6 | |
| Perception about ability to manage financially | Living very comfortably | 0 |
| Living quite comfortably | 7 | |
| Getting by | 9 | |
| Finding it quite difficult | 11 | |
| Finding it very difficult | 2 |
| Demographic variable . | Subcategory . | n . |
|---|---|---|
| Gender | Female | 13 |
| Male | 15 | |
| Transgender | 1 | |
| Age (years) | 18–20 | 4 |
| 21–30 | 8 | |
| 31–40 | 7 | |
| 41–50 | 5 | |
| 51–60 | 4 | |
| 61–70 | 1 | |
| Country/region of birth | Australia | 12 |
| Asia | 7 | |
| USA | 1 | |
| Europe | 4 | |
| Middle East | 5 | |
| Residency status | Australian citizen | 24 |
| Visa supported resident | 5 | |
| Area of residence as indicated by Index of Relative Socio-economic Advantage and Disadvantage (IRSAD)a decile rank within Australia | IRSAD = 1 (most disadvantaged) | 12 |
| IRSAD = 3 | 10 | |
| IRSAD = 7 | 2 | |
| IRSAD = 9 | 3 | |
| IRSAD = 10 (least disadvantaged) | 2 | |
| Aboriginal or Torres Strait Islander | Yes | 1 |
| No | 28 | |
| Caring for a friend/family member | Yes | 7 |
| No | 22 | |
| Highest educational qualification | Left school at 15 years or less | 2 |
| Left school after 15 years | 4 | |
| Left school after 15 years but still studying | 3 | |
| Certificate/Diploma | 8 | |
| Bachelor’s degree or higher | 12 | |
| Personal annual income | Up to $12 000 | 9 |
| $12 001–$20 000 | 11 | |
| $20 001–$40 000 | 8 | |
| Don’t know | 1 | |
| Personal sources of income | Informal employment only | 4 |
| Informal employment and welfare support | 16 | |
| Informal and formal employment | 3 | |
| Informal and formal employment and welfare support | 4 | |
| Informal employment and study scholarship | 2 | |
| Type of welfare support payments | Disability Support Pension | 5 |
| Unemployment (Newstart) | 9 | |
| Parenting payment | 1 | |
| Youth allowance | 1 | |
| Study payment | 1 | |
| Carer payment | 3 | |
| None | 9 | |
| Persons in household (18 years and older) | 1 | 6 |
| 2 | 14 | |
| 3 | 4 | |
| 4 | 3 | |
| 5 | 1 | |
| 6 | 1 | |
| Household annual income | Up to $12 000 | 3 |
| $12 001–$20 000 | 5 | |
| $20 001–$40 000 | 6 | |
| $40 001–$60 000 | 4 | |
| $60 001–$80 000 | 3 | |
| More than $80 000 | 2 | |
| Don’t know | 6 | |
| Perception about ability to manage financially | Living very comfortably | 0 |
| Living quite comfortably | 7 | |
| Getting by | 9 | |
| Finding it quite difficult | 11 | |
| Finding it very difficult | 2 |
aThe IRSAD is a component of the Socio-Economic Indexes for Areas (SEIFA), which is the Australian Bureau of Statistics (ABS) ranking system for relative socio-economic advantage and disadvantage.
This PDF is available to Subscribers Only
View Article Abstract & Purchase OptionsFor full access to this pdf, sign in to an existing account, or purchase an annual subscription.
