... of the Oxford University Press, Standard Journals Publication Model ( https://dbpia.nl.go.kr/pages/standard-publication-reuse-rights ) Manipulation Consumer protection law Online choice architecture Online regulation D18 K20 K23 The use of manipulative practices to induce consumers to make choices...

...-publication-reuse-rights ) Digital Markets Act Digital Services Act Consumer Protection Competition law Digital Markets Institutional cooperation Effective enforcement K00 K1 K2 K10 K21 K40 K41 K42 The Digital Markets Act (DMA) ¹ and the Digital Services Act (DSA) ²...

... five policy reflections from Kenya’s experience to support consumer protection and competition in emerging digital credit markets. microfinance digital credit mobile money consumer protection digital financial services Kenya credit reference bureaus Bill & Melinda Gates Foundation 10.13039...

... to sustain or increase the reach of microfinance? How do policy-makers find a balance between consumer protection and minimizing the costs of regulation for providers who attempt to serve low-income (and often unprofitable) customers? Can technology be a solution to long-standing challenges, increasing reach...

... on major themes in markets for DP. We conclude by outlining potential avenues for future research in this area. digital payments technology adoption consumer protection financial intermediation In the past decade, digital payments have increased substantially worldwide ( Demirgüç-Kunt et al...

... flexibility. microfinance financial inclusion digital finance consumer protection low-income countries Despite recent advancements, around 1.4 billion adults still lack any formal financial account, predominantly in low- and middle-income countries ( CGAP, 2023 ). Such individuals often grapple...

... and supervisors of the financial industry to explore the influence of the different features of the product and of the disclosure document on consumers’ financial decision making. financial decisions consumer protection disclosure documents neurofinance Testing was performed in a research laboratory...

... to existing regulation, while limits on repeat borrowing might increase welfare by inducing faster repayment that is more consistent with long-run preferences. Payday lending Present focus Naivete Consumer protection Behavioural welfare analysis D14 D15 D18 D61 D90 L69 “The most hated sort [of wealth...

... to the area of cybersecurity. To date, the role of national competition and consumer protection authorities in helping to build a coherent cybersecurity model has not been sufficiently highlighted. The problem of the cybersecurity of products intended for the consumer market is a pressing issue. Furthermore...

... and consumer protection law, competition law and environmental law are quite insufficient to deal with planned obsolescence. Therefore, there is a need for an EU measure outlawing planned obsolescence in the context of the circular economy. planned obsolescence circular economy consumer protection and unfair...

... the content is supplied (eg transferred to the cloud) only by the consumer cannot be classified as contracts for the supply of digital content. They may fall within the scope of the Directive as service contracts, but then they must be paid. ⁴⁵ Thus, a potential gap in consumer protection opens up...

..., and the need for earlier and closer links between statisticians and legislators is presented. acceptance sampling tolerances average minimum prepackages consumer protection References California ( 1960 ). California Administrative Code, Title 4, Sections 2930–2933. 3.20, Article 5: “Sampling...

...Jose Miguel Abito; Yuval Salant An extended warranty is an insurance contract that protects against the failure of a durable good such as a consumer electronic. The extended warranty market is highly profitable, ¹ and has caught the attention of consumer protection and competition...

... by connecting changes in IRA consumer protection policy to changes in agency leadership (specifically, agency presidents). The method used relies upon a quantitative and qualitative text analysis approach to connect and pinpoint structure-agency dynamics over time. The empirical sections compare and contrast...

...Suhail Nathani; Pınar Akman The approach of the Consumer Act was to create a new law to protect the interests of the consumer and to fill the gap in the field of consumer protection. The Law Commission of India explains this in its 199th Report that in spite of various provisions providing...

...-it-or-leave-it contracts commonly offered for cloud computing services meet this designation. ⁴⁶ The following article evaluates central aspects of EU consumer protection legislation and their application to data security requirements. ¹ Although EU consumer protections are substantial...

... competition law. civil fines decentralized enforcement National Competition Authorities Article 5 Regulation 1/2003 Competition and Consumer Protection Commission K21 K42 L40 Convergent enforcement of EU competition law by National Competition Authorities (NCAs) is an ambitious ideal of the EU...

... in any way, and that the work is properly cited. For commercial re-use, please contact [email protected] . consumer protection neuroscience tDCS regulation safety self-experimentation Peer commentary on ‘A pragmatic analysis of the regulation of consumer transcranial direct current...

... financial industry. This article aims to discover how Alipay drives Alibaba’s growth by analysing current consumer protection issues in China, Alipay’s legal character and its consumer redress. It also examines why Chinese banks’ triple advantages, that is, state support, public trust, and monopoly status...

... regulation increases social welfare and can benefit consumers. Hence, requiring zero-balance alerts in addition to the Federal Reserve's new opt-in rule for debit-card overdraft protection may benefit consumers. Inattention Bill-shock Consumer Protection Penalty Fee Loyalty Discount Overconfidence...